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With the coming recession the percentage of auto buyers needing special financing to purchase vehicles is likely to rise significantly. As consumers are faced with rising food costs due to inflation & wages not keeping pace people are sometimes having to choose between buying groceries or paying credit card bills which can significantly affect credit scores and the ability to purchase a vehicle.

Here at O.J. Approval we have a lot of experience helping folks with credit issues purchase the vehicle they need & deserve to allow needed mobility to make sure they can get to work to provide for their families.

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James Stafford

925-787-1744

Bad credit car loans, Auto financing for poor credit, Subprime car financing

No credit car loans, Bad credit auto loan financing, Poor credit car financing options

Car loans for bad credit, Bad credit car financing rates, Auto loans for poor credit score

Car financing for low credit score. .

These are just a few of the terms you may read or hear in an ad for Bad Credit Auto Loans. Like you, I used to assume these ads were trying to appeal to lower to middle class(financially speaking) folks as you probably assume as well that credit issues are largely confined to these folks. Through my years of experience as a Finance Manager working at high end luxury dealerships like Audi, Lexus & Porsche I found there are a good many upper middle class & even wealthy folks who have credit issues as well. Like the middle class, wealthy folks sometimes suffer from bad timing. I once had my sons doctor come through my office at a high end dealership in the S.F. Bay Area & when it was time to disclose his credit score ( a federally mandated requirement ) I was shocked to see it was in the mid 500’s. He was a standup guy and a wonderful doctor to my son but had over extended himself on real estate leading up to the 2008 crash & when values declined precipitously he had to foreclose on multiple properties. Point is it can literally happen to anyone so lets not pass judgement.